Micro-Credit Program

MicrocreditDSK has a vision that came out of social and economic mission of bringing financial service to the poor and the poorest so that they can come out of poverty. As micro credit service provider DSK at present is providing micro-credit to 2,32,248 families through its 123 branches in 69 Upazilas of 12 different districts both in urban and rural areas. The Urban areas are in Dhaka, Khulna and Chittagong cities. The rural areas are Gazipur, Netrokona, Kishoreganj, Narayanganj, Narshingdi, Sunamgonj, Mymensing, Jessore and Munshiganj districts. DSK has started micro credit through replication of Grameen model in the year 1992 in one of the Dhaka city slums, since then it has served 2,32,248 families through 1,91,641 Borrowers and had disbursed Tk. 44,295,618,000 as loan till June 30, 2018. Present outstanding loans stands at Tk 4,870,295,513 and total savings deposit of Tk 1,680,857,294. DSK has successfully created loan loss provision required for the classified loans as per standard requirements and Amount is Tk 245,115,528.The Equity, Investment in FDR and Risk Fund Of DSK is Tk 1,273,309,968, Tk 376,666,915 and Tk 178,936,930 respectively. A successful Micro-finance program starts with clear objectives to set up permanent institutions with systems designed to provide standard financial service on a long-term sustainable basis. This objective implies following key things: good quality financial products and services, delivery by an appropriate institution on a profitable basis to satisfy clients who continue to value and use those services. Quality of financial services means, which would meet the needs of the poor community and not only the needs of financial institution.

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Distribution of Basic Tools & Equipments

DSK has distributed basic tools & equipments among volunteers to deal with disaster in Khulna District. District Compressional Mr. Amin Ul Ahsan has present at this time.          

Celebration of National Sanitation Month

DSK has celebrated National Sanitation Month, October 2017 for one of DSK's project Extension of Community WASH Services supported by Water 1st International.

CBO Jugantor AGM Program

Jugantor-AGM-Program

Protest against “Child Marriage Act, 2016”

Protest-Child-Marriage-Act-2016 Protest against proposed “child marriage act, 2016” in front of central Shaheed Minar of Sreepur Upazilla, Gazipur organized by Plan Int. Bangladesh, GPU, DSK, DAM and others organizations

MoU – Dhaka WASA & DSK consortium

MoU-signed-with-Dhaka-WASA-NGOs-News A MoU signing Ceremony of a project named “Billing Performance Improvement for Low Income Community” has taken place between Dhaka WASA and DSK Consortium (DSK, BASA, Nagorik Sheba Foundation, NDBUS) on January 29, 2017 at DWASA Bhaban, Karwan Bazaar, Dhaka. Engr. Uttam Kumar Roy, FCMA-Commercial Manager, DWASA, Dr. Dibalok Singha-Executive Director, DSK, A.K.M Shirajul Islam-Executive Director, BASA, Shah Emdadul Haque-Executive Director, Nagorik Sheba Foundation and Md Abdul Hamid Fakir-president, NDBUS were present at time of the signing session. Under this project, DWASA will engage the mentioned NGOs for the contracted period to operate revenue activities of LIC accounts. This is a contract of 36 months which will be renewed every year and may be extended for further months subject to the satisfactory performance of the operator.

Workshop on EP Reduction by VGD

Workshop on Extreme Poverty Reduction by VGD at Netrakona Workshopat-Netrakona

Dialogue on VGD in Khaliajhuri

khaliajhuri-VGD

Information Right Day Celebration by DSK

Information-right