DSK has a vision that came out of social and economic mission of bringing financial service to the poor and the poorest so that they can come out of poverty. As micro credit service provider DSK at present is providing micro-credit to 2,32,248 families through its 123 branches in 69 Upazilas of 12 different districts both in urban and rural areas. The Urban areas are in Dhaka, Khulna and Chittagong cities. The rural areas are Gazipur, Netrokona, Kishoreganj, Narayanganj, Narshingdi, Sunamgonj, Mymensing, Jessore and Munshiganj districts. DSK has started micro credit through replication of Grameen model in the year 1992 in one of the Dhaka city slums, since then it has served 2,32,248 families through 1,91,641 Borrowers and had disbursed Tk. 44,295,618,000 as loan till June 30, 2018. Present outstanding loans stands at Tk 4,870,295,513 and total savings deposit of Tk 1,680,857,294. DSK has successfully created loan loss provision required for the classified loans as per standard requirements and Amount is Tk 245,115,528.The Equity, Investment in FDR and Risk Fund Of DSK is Tk 1,273,309,968, Tk 376,666,915 and Tk 178,936,930 respectively. A successful Micro-finance program starts with clear objectives to set up permanent institutions with systems designed to provide standard financial service on a long-term sustainable basis. This objective implies following key things: good quality financial products and services, delivery by an appropriate institution on a profitable basis to satisfy clients who continue to value and use those services. Quality of financial services means, which would meet the needs of the poor community and not only the needs of financial institution.